Experience the unparalleled joys of river-front living along the serene lower St. Joe River. Nestled centrally between the scenic Twin Branch and Elkhart dams, and the picturesque Baugo Bay, this walk-out ranch-style home offers an idyllic retreat. Step inside to discover a generously sized living room featuring new laminate flooring, limestone electric fireplace which adds a cozy touch to the ambiance. Updated eat-in kitchen and bath, The two bedrooms are adorned with new hardwood flooring. Venturing to the lower level, you'll find a spacious family room, game room, bonus room, and a convenient half bath. Outdoor enthusiasts will revel in the upper and lower decks that overlook the tranquil river, creating the perfect spot for savoring nature's beauty and the soothing sounds of the water. The terraced landscaping adds to the charm, and the steel seawall ensures the protection of your waterfront haven. With 6 feet of water depth right at the seawall, this property is a boater's dream. The garage is exceptionally deep, offering enough space for two vehicles parked end to end. Also, perfect for storage or even a workshop. Key updates to this property include the septic system (2015), furnace (2017), and a new AC condenser and evaporator (2021), Don't miss the chance to call this cozy year-round cottage your own and experience the tranquility and beauty of river-front living. Schedule a showing today and embrace the serenity of this stunning waterfront property.